The next-gen payment platform for freelancers, creators, businesses, and the web3 world.
PayLancer is a professional-grade platform designed to fix cross-border payment delays, high transaction fees, and complex freelancer payment flows. We provide an API-first, secure architecture for instant, low-fee transfers.
For the Mezo Hackathon, we've built PayLancer Capital—a transformative feature that solves our users' single biggest pain point: cash flow.
Freelancers are often asset-rich (in Bitcoin) but cash-poor. Instead of forcing them to sell their best asset to cover expenses, PayLancer Capital allows them to collateralize their BTC and instantly borrow MUSD at a 1% fixed rate. We are turning static Bitcoin into productive working capital.
- Hold BTC: Freelancers hold their Bitcoin in their trusted PayLancer account or connected wallet.
- Get Advance: With one click, they access a credit line and borrow MUSD against their BTC using Mezo's secure protocol.
- Spend Instantly: They receive stable MUSD to cover rent, expenses, and new equipment, all without selling their Bitcoin.
Paylancer capital is powered by Spectrum and Boar, all integrations in src/integrations/mezo/providers
- 🌐 Global Payments: Send, receive, and manage crypto & fiat.
- ⚡ Capital Advance: Instantly borrow MUSD against your Bitcoin (Powered by Mezo).
- 🔒 Secure: 2FA, KYC (optional), and advanced security logs.
- 🪄 Modern UI: Beautiful, interactive experience built with React 19.
- 🛡️ Robust Backend: Powered by Appwrite for real-time updates and auth.
- 📱 Fully Responsive: Works seamlessly on all devices.
- 🧑💻 Open Source: Built for the community, by the community.
# 1. Clone the repo
$git clone [https://github.com/web3lancer/pay.git](https://github.com/web3lancer/pay.git)
$ cd pay
# 2. Install dependencies
$ pnpm install
# 3. Copy and edit your .env
$ cp env.sample .env
# (Fill in your Appwrite and API keys)
# 4. Start the dev server
$ pnpm dev
- Next.js 15 + React 19
- Appwrite (Auth, DB, Storage, Realtime)
- Mezo (npm package) (Bitcoin-backed borrowing)
- Tailwind CSS + Framer Motion
- TypeScript
- Zustand (state management)
- Recharts (visualizations)
- Dexie (IndexedDB)
- Email/password & OAuth login
- Animated dashboard & onboarding
- Multi-currency wallet support
- KYC & 2FA security
- Invoicing & payment requests
- Mezo Testnet Integration (Hackathon Demo)
- Mezo Mainnet Launch (Q1 2026)
- Full Loan Management (Repay, Top-up) (Q2 2026)
- MUSD Auto-Repay with Yield (Q3 2026)
- Token swaps & on/off ramp
- Mobile app (PWA)
- Marketplace for freelancers
We welcome PRs, issues, and ideas! See CONTRIBUTING.md for details.
- Star ⭐ the repo
- Fork & PR
- Join our Discord
MIT © web3lancer