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💬 Lucra AI

Talk money. Lucra does the rest.

Lucra AI fills a critical gap in the onchain ecosystem with intuitive, intelligent, and user-friendly crypto finance management.


🧩 The Problem

1. 🔧 Crypto Payments Are Still Technical & Rigid

  • Users must manually enter wallet addresses, select exact tokens, and perform multiple steps—even for simple transfers.
  • Natural-language interactions are virtually nonexistent.

2. 🧠 No Personalized Finance Tools Onchain

  • Web3 lacks smart tools to help users:
    • Understand their spending
    • Track transactions
    • Receive intelligent suggestions
  • This contrasts heavily with Web2 neobanks and fintech apps.

3. ⚖️ Multisend & Split Payments Are Friction-Heavy

  • Multi-party payments are complex and often require scripting.
  • Most wallets can't split payments easily or natively.

4. 💬 Chat + Payments Are Disconnected

  • There's no seamless blend of communication and financial action.
  • Group payments, @tags, and discussions around money require external tools or heavy manual coordination.

✅ How Lucra AI Solves This

🚧 Challenge 🚀 Lucra AI’s Solution
Manual, confusing payment UX Just talk to Lucra in plain English. It understands and automates sending, splitting, or tracking funds.
No smart spending insights Acts like a personal CFO — categorizing expenses, surfacing reminders, and visualizing transaction trends.
Multisend & split are clunky Say “Send 10 to @bob and @alice” or “Split 100 three ways” — Lucra handles execution and logic onchain.
Chat-native payments don’t exist Group chats + @tags enable natural money flow in conversations — think "Slack meets your wallet."
Poor accessibility for newcomers Powered by Coinbase smart wallet + gasless UX = smooth onboarding for crypto newcomers.

🔥 In Short

Lucra AI replaces:

  • 📝 Forms
  • 🧩 Wallet toggles
  • ⚙️ Technical steps

With one intuitive interface: conversation.

Built on Base’s onchain rails, Lucra brings the usability of ChatGPT to the world of Web3 — making it the first true Web3-native finance assistant.


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