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Loan Defaults Classifier Project

A machine learning project for classifying loan defaults using different models

Dataset Description

Features

  • person_age: Age
  • person_income: Annual Income
  • person_home_ownership: Home ownership (MORTGAGE,OWN,RENT,OTHER)
  • person_emp_length: Employment length (in years)
  • loan_intent: Loan intent (DEBTCONSOLIDATION,EDUCATION,HOMEIMPROVEMENT,MEDICAL,PERSONAL,VENTURE)
  • loan_grade: Loan grade (A,B,C,D,E,F,G)
  • loan_amnt: Loan amount
  • loan_int_rate: Interest rate
  • loan_status: Loan status (0 is non default, 1 is default)
  • loan_percent_income: Percent income (%)
  • cb_person_default_on_file: Historical default (N is non default, Y is default)
  • cb_preson_cred_hist_length: Credit history length

Statistics

Metric Value
Total entries 32,564
Columns 12
Memory usage 17.11+ MB
Data types Mixed (int64 and object)

Project Status

🚀 In Progress
📅 Last updated: June 27, 2025
🔗 Data source: Kaggle by Lao Tse

Note: This project is currently under development. Initial dataset analysis has been completed.

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Different models to classify loan defaults

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