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Data visualisation of Prosper loan data for Udacity Data Analyst Nano-degree

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Prosper Loan Dataset

by Bernard Buckman

Dataset

This data set contains 113,937 loans with 81 variables on each loan, including loan amount, borrower rate (or interest rate), current loan status, borrower income, and many others.
Read more about the data dictionary from this link: https://docs.google.com/spreadsheets/d/1gDyi_L4UvIrLTEC6Wri5nbaMmkGmLQBk-Yx3z0XDEtI/edit#gid=0

Summary of Findings

This shows that the BorrowerAPR and BorrowerRate decreases with increase ProsperRating (Alpha). That is, borrowers with improved ratings have the lowest APR. BorrowerAPR and BorrowerRate affects the Prosper Rating (Alpha) The Current loan status cateogory is the highest loan status amognst people who took loans The BorrowerAPR decrease with the increasing loan terms for people with HR through to C ratings. But this trend changes from prosperRating (Alpha) B through AA with longer loan terms (60 months) being higher. There is positive correlation between MonthlyLoanPayment and LoanOriginalAmount and between ProsperScore and ProsperRating (Alpha).

Key Insights for Presentation

When loan Term increases we see that that the median loan amount increase significantly from shorter term periods. This is worth further investigation

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Data visualisation of Prosper loan data for Udacity Data Analyst Nano-degree

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