diff --git a/ofxparse/ofxparse.py b/ofxparse/ofxparse.py
index 8af6c60..bf6c0e3 100644
--- a/ofxparse/ofxparse.py
+++ b/ofxparse/ofxparse.py
@@ -85,14 +85,19 @@ def __init__(self, fh):
 
     def read_headers(self):
         head_data = self.fh.read(1024 * 10)
+        # Headers end at the first XML tag (starting with '<')
         head_data = head_data[:head_data.find(six.b('<'))]
 
         for line in head_data.splitlines():
             # Newline?
             if line.strip() == six.b(""):
+                continue
+
+            header, sep, value = line.partition(six.b(":"))
+            if len(sep) == 0:
+                # No ':' separator found, we probably reached the end of the headers
                 break
 
-            header, value = line.split(six.b(":"))
             header, value = header.strip().upper(), value.strip()
 
             self.headers[header] = value
diff --git a/tests/fixtures/chase_cc.qfx b/tests/fixtures/chase_cc.qfx
new file mode 100644
index 0000000..919afcd
--- /dev/null
+++ b/tests/fixtures/chase_cc.qfx
@@ -0,0 +1,62 @@
+
+OFXHEADER:100
+DATA:OFXSGML
+VERSION:102
+SECURITY:NONE
+ENCODING:USASCII
+CHARSET:1252
+COMPRESSION:NONE
+OLDFILEUID:NONE
+NEWFILEUID:NONE
+<OFX>
+<SIGNONMSGSRSV1>
+<SONRS>
+<STATUS>
+<CODE>0
+<SEVERITY>INFO
+</STATUS>
+<DTSERVER>20200102120000[0:GMT]
+<LANGUAGE>ENG
+<FI>
+<ORG>B1
+<FID>10898
+</FI>
+<INTU.BID>10898
+</SONRS>
+</SIGNONMSGSRSV1>
+<CREDITCARDMSGSRSV1>
+<CCSTMTTRNRS>
+<TRNUID>1
+<STATUS>
+<CODE>0
+<SEVERITY>INFO
+<MESSAGE>Success
+</STATUS>
+<CCSTMTRS>
+<CURDEF>USD
+<CCACCTFROM>
+<ACCTID>0123012301230123
+</CCACCTFROM>
+<BANKTRANLIST>
+<DTSTART>20200101120000[0:GMT]
+<DTEND>20200102120000[0:GMT]
+<STMTTRN>
+<TRNTYPE>DEBIT
+<DTPOSTED>20200101120000[0:GMT]
+<TRNAMT>-10.00
+<FITID>2020010112341234123412341234123
+<NAME>SQ *ECCO UN POCO ¦ NATURA
+</STMTTRN>
+</BANKTRANLIST>
+<LEDGERBAL>
+<BALAMT>-10.00
+<DTASOF>20200102120000[0:GMT]
+</LEDGERBAL>
+<AVAILBAL>
+<BALAMT>90.00
+<DTASOF>20200102120000[0:GMT]
+</AVAILBAL>
+</CCSTMTRS>
+</CCSTMTTRNRS>
+</CREDITCARDMSGSRSV1>
+</OFX>
diff --git a/tests/test_parse.py b/tests/test_parse.py
index 78bd779..a46c14a 100644
--- a/tests/test_parse.py
+++ b/tests/test_parse.py
@@ -220,6 +220,12 @@ def testMultipleAccounts(self):
         self.assertEqual('CHECKING', ofx.accounts[0].account_type)
         self.assertEqual('SAVINGS', ofx.accounts[1].account_type)
 
+    def testChaseCCNonAscii(self):
+        with open_file('chase_cc.qfx') as f:
+            ofx = OfxParser.parse(f)
+        self.assertEqual(1, len(ofx.account.statement.transactions))
+        self.assertEqual(Decimal('-10.00'), ofx.account.statement.transactions[0].amount)
+
 
 class TestStringToDate(TestCase):
     ''' Test the string to date parser '''