diff --git a/lib/mongoid/includes/inclusion.rb b/lib/mongoid/includes/inclusion.rb
index 871b2ac..d61bff2 100644
--- a/lib/mongoid/includes/inclusion.rb
+++ b/lib/mongoid/includes/inclusion.rb
@@ -54,6 +54,7 @@ def load_documents_for(foreign_key, foreign_key_values)
       # Returns an Inclusion that can be eager loaded as usual.
       def for_class_name(class_name)
         Inclusion.new metadata.clone.instance_eval { |relation_metadata|
+          @options = @options.dup
           @options[:class_name] = @class_name = class_name
           @options[:polymorphic], @options[:as], @polymorphic, @klass = nil
           self
diff --git a/spec/mongoid/includes/polymorphic_includes_spec.rb b/spec/mongoid/includes/polymorphic_includes_spec.rb
index 3c933f7..8dba4e0 100644
--- a/spec/mongoid/includes/polymorphic_includes_spec.rb
+++ b/spec/mongoid/includes/polymorphic_includes_spec.rb
@@ -56,5 +56,117 @@
         }.to raise_error(Mongoid::Includes::Errors::InvalidPolymorphicIncludes)
       end
     end
+
+    context 'eager loading polymorphic belongs_to associations with multiple concrete types' do
+      before(:context) do
+        class Main
+          include Mongoid::Document
+          belongs_to :related, polymorphic: true, optional: true
+        end
+
+        class Related
+          include Mongoid::Document
+          has_one :parent, as: :related
+        end
+
+        class Two < Related; end
+        class Three < Related; end
+      end
+
+      after(:context) do
+        %i[Main Related Two Three].each do |const|
+          Object.send(:remove_const, const) if Object.const_defined?(const, false)
+        end
+      end
+
+      it 'loads the related documents for each concrete type without raising' do
+        Main.create!(related: Two.create!)
+        Main.create!(related: Three.create!)
+
+        loaded = nil
+        expect { loaded = Main.includes(:related).entries }.not_to raise_error
+        expect(loaded.map { |doc| doc.related.class }).to match_array([Two, Three])
+        expect { Main.last.related.id }.not_to raise_error
+      end
+    end
+
+    context 'polymorphic eager loading in a fresh Ruby process' do
+      let(:project_root) { File.expand_path('../../..', __dir__) }
+
+      it 'does not error when includes is evaluated from the CLI' do
+        require 'open3'
+
+        database_name = "mongoid_includes_spec_#{SecureRandom.hex(6)}"
+        base_script = <<~RUBY
+          require 'bundler/setup'
+          require 'mongoid'
+          require 'mongoid_includes'
+
+          Mongoid.load_configuration(
+            clients: {
+              default: {
+                database: '#{database_name}',
+                hosts: %w[localhost:27017]
+              }
+            }
+          )
+
+          class Main
+            include Mongoid::Document
+            belongs_to :related, polymorphic: true, optional: true
+          end
+
+          class Related
+            include Mongoid::Document
+            has_one :parent, as: :related
+          end
+
+          class Two < Related; end
+          class Three < Related; end
+        RUBY
+
+        init_script = base_script + <<~RUBY
+          client = Mongoid::Clients.default
+          begin
+            client.database.drop
+          rescue Mongo::Error::OperationFailure
+          end
+
+          Main.destroy_all
+          Related.destroy_all
+
+          Main.create!(related: Two.create!)
+          Main.create!(related: Three.create!)
+        RUBY
+
+        bad_script = base_script + <<~RUBY
+          Main.includes(:related).entries
+          Main.last.related.id
+
+          Mongoid::Clients.default.database.drop
+        RUBY
+
+        bundle_gemfile = ENV.fetch(
+          'BUNDLE_GEMFILE',
+          File.join(project_root, 'Gemfile')
+        )
+
+        run_script = lambda do |script|
+          Open3.capture2e(
+            { 'BUNDLE_GEMFILE' => bundle_gemfile },
+            RbConfig.ruby,
+            '-',
+            chdir: project_root,
+            stdin_data: script
+          )
+        end
+
+        init_out, init_status = run_script.call(init_script)
+        expect(init_status).to be_success, "failed to prepare polymorphic data: #{init_out}"
+
+        bad_out, bad_status = run_script.call(bad_script)
+        expect(bad_status).to be_success, "expected CLI reproduction to succeed, got #{bad_status.exitstatus}: #{bad_out}"
+      end
+    end
   end
 end