diff --git a/fineract-savings/src/main/java/org/apache/fineract/portfolio/savings/domain/SavingsAccount.java b/fineract-savings/src/main/java/org/apache/fineract/portfolio/savings/domain/SavingsAccount.java
index 6400c3cd8c9..1fef1e5d75c 100644
--- a/fineract-savings/src/main/java/org/apache/fineract/portfolio/savings/domain/SavingsAccount.java
+++ b/fineract-savings/src/main/java/org/apache/fineract/portfolio/savings/domain/SavingsAccount.java
@@ -3140,8 +3140,8 @@ public SavingsAccountTransaction payCharge(final SavingsAccountCharge savingsAcc
                 throw new PlatformApiDataValidationException(dataValidationErrors);
             }
 
-            if (!DateUtils.isEqual(annualFeeDueDate, transactionDate)) {
-                baseDataValidator.reset().failWithCodeNoParameterAddedToErrorCode("invalid.date");
+            if (DateUtils.isBefore(transactionDate, annualFeeDueDate)) {
+                baseDataValidator.reset().failWithCodeNoParameterAddedToErrorCode("transaction.before.dueDate");
                 throw new PlatformApiDataValidationException(dataValidationErrors);
             }